Indian Overseas Bank Balance Check

Indian Overseas Bank is a major public sector bank based in Chennai, India, with about 3,400 domestic branches, about 6 foreign branches, and a representative office.IOB has a network of about 3300 ATMs all over India. The bank has achieved 100% networking status as well as 100% CBS status for its branches.  Indian Overseas Bank (IOB) bank offers its customers plenty of offline as well as online modes of carrying banking transactions such as balance inquiry, money transfer, bill payment, etc. Check below to know how to do an Indian Overseas Bank Balance Check.


Indian Overseas Bank Balance Check by Missed Call

Account-holders of IOB Bank can give a missed call on the Vijaya Bank balance inquiry number to check their account balance. To do so follow the steps given below :

  • Dial 04442220004 from your registered mobile number
  • After a few rings, the call will disconnect automatically
  • IOB account holder will receive their account balance details via SMS.

Indian Overseas Bank Balance Check by SMS

Indian Overseas Bank account holder can check their account balance by sending an SMS from their registered mobile phones. To do so, follow the given step :

  • Draft SMS in the following format.

“BAL <Account Name>”

where <Account Name> is the name of your account in your mobile.
  • Account holder will receive the account balance details via SMS in a few seconds.

Indian Overseas Bank Balance Check through Net Banking

Indian Overseas Bank’s account holder can also check their account balance through Net Banking. However, this facility is only available for already registered customers. In case of wanting to apply for a net banking facility, customers can do it so at the time of opening their  IOB account. For already existing customers, they can visit the nearest IOB and submit a duly-filled net banking/mobile banking application form along with KYC documents. The bank will verify your details, and you will receive the login credentials. Account-holders can use these credentials to avail of the net banking services provided by IOB. Through the Net Banking facility, they can avail of many banking services including balance check, account statement, money transfer, mobile bill payment, etc.

Indian Overseas Account Balance Check by ATM

For bank customers who do not have an Internet connection or a registered mobile number balance checking is still possible through bank ATM. Let us walk through the steps of the bank balance check through ATM. 

Step1: Visit the nearest ATM and insert the ATM card in the ATM machine.

Step2: Select the bank balance inquiry option after entering the ATM pin.

Step3: Your bank balance will appear on the screen now.

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